The Princess of Wales has had some unforgettable jewellery moments, courtesy of her enviable collection of diamonds and jewels. From her signature 12-carat sapphire engagement ring to her glittering Cartier tiara, the Princess' immaculate style is always complete with a set of pristine accessories. Yet royal fans may delight to learn that not everything in Kate's unrivalled jewellery archive costs a fortune.
LOOK: Kate Middleton's jewellery collection - see all of her precious pieces
Kate knows a smart high street buy, and she has stunned with budget-conscious necklaces and earrings, including picks from favourites like Accessorize and ASOS, as well as gorgeous choices from emerging brands such as Spells of Love and All the Falling Stars.
WATCH: Royal jewels - a look at the British royal family's tiara collection
If you're looking to channel the Princess of Wales with your next look, scroll through to discover her best budget jewellery moments…
LOOK: 7 pink dresses inspired by Kate Middleton's The Vampire's Wife metallic dress of dreams
RELATED: Most expensive royal engagement rings revealed in order of price
Thanks to the Princess, pearl jewellery has had a major revival after she stepped out wearing her Nura Pearl Necklace from sustainable brand Monica Vinader.
Nura Pearl Necklace, £120/$165, Monica Vinader
SHOP NOW
MORE: Kate Middleton's stunning new pearl earrings already have a waitlist
Kate made fashion headlines after rocking a pair of chunky gold twist hoops while giving a keynote speech at the launch of the 'Taking Action on Addiction' campaign in October 2021.
A firm favourite of the Princess', Kate's £10 pair are without a doubt one of the most affordable pieces in her jewellery collection.
14k gold plated twist hoop earrings, £12, ASOS
SHOP NOW
The Princess debuted a new pair of pearl hoops whilst on Zoom with two charities, Asthma UK and Diabetes UK in February 2021 - and royal fans were convinced they were from Mejuri. The affordable brand, that focuses on making sustainably sourced prescious metals more accessable, is loved for it's hip designs and beautifully timeless pieces.
Kate's exact hoops have sold out, but the larger size from Mejuri's most recent collection are our personal favourite.
Bold Pearl Hoop Earrings, £98, Mejuri
SHOP NOW
Merci Maman is a small brand made famous when Kate wore their famously re-named 'Duchess' necklace to celebrate the birth of Prince George (and her former title, the Duchess of Cambridge). Merci Maman specialises in beautifully unique personalised jewellery that tells a story, offering complimentary bespoke engraving with many of their signature pieces.
The Duchess Necklace, £139, Merci Maman
SHOP NOW
One of Kate's favourite necklaces is a beautiful double strand chain from Spells of Love. The mother-of-three has worn this necklace everywhere from Wimbledon to the V&A. We previously sat down with the designer Hayley, who told us how the 'Kate effect' has impacted her brand.
Double Strand Beaded Necklace, £110, Spells of Love
SHOP NOW
More recently, Kate was seen wearing Spells of Love's Medium Twist Hoops - a gorgeous set of handmade twist hoops retailing for £60.
Hayley says: "All jewellery is responsibly handcrafted using small-batch production, and ethically sourced and traceable stones. I also offer a re-plating service, so that customers are able to have their pieces re-plated over time, ensuring customers can cherish their pieces and pieces are never simply disposed of/end up in landfill."
The Princess of Wales debuted her Spells of Love gold hoops during a visit to an east London primary school in a video released in support of children's mental health.
Gold Triangle Hoops, £79, Spells of Love
SHOP NOW
The gorgeous earrings come in a triangular hoop design, and are still available to shop in gold, rose gold and silver.
The Princess caught royal fans off guard when she arrived at the Foundling Museum in a pair of £2.10 hoop earrings from Accessorize. Yes, really.
Kate wears £2.10 earrings from Accessorize
The 'Kate effect' was in full swing soon after the Princess adorned the striking hoops, selling out her 'Mini Hammered Doorknocker Hoop Earrings' almost instantly - but Accessorize has many similar pairs for unbeatable prices for those who wish to emulate her stunning collection.
Make sure you never miss a ROYAL story! Sign up to our newsletter to get all of our celebrity and royal news delivered directly to your inbox.
HELLO!'s selection is editorial and independently chosen – we only feature items our editors love and approve of. HELLO! may collect a share of sales or other compensation from the links on this page. To find out more visit our FAQ page.
HELLO!'s selection is editorial and independently chosen – we only feature items our editors love and approve of. HELLO! may collect a share of sales or other compensation from the links on this page. To find out more visit our FAQ page.